Insurance that works as hard as you do.

At Oxford Insurance Agency, Inc. we know that every home and homeowner is different. As your leading independent insurance agency we have the ability to choose from multiple carriers, both locally and nationwide, comparing rates and resulting in the best possible solution for your Massachusetts home insurance.

Your home is both a valuable asset and the center of your life, so it’s extra-important to cover every risk with homeowners insurance. Get the right policy and you’ll take care of the small and large risks related to owning a house at the same time.

For example, a devastating fire could result in not just the total loss of your home, but financial ruin. Without adequate home insurance you could be left with no way of raising the funds to pay off the balance of the mortgage. Of course, homeowners insurance may also protect you from more common house-related incidents like pipe leaks, burglary of personal possessions, and much more.

How can home insurance protect you?
Use the yellow hot spots and explore how home insurance can help protect against common risks.

Finding the right home insurance policy for your unique needs can seem overwhelming. Rest assured, we can help make things a bit simpler by creating a homeowners insurance policy that gets you the proper coverage for your house at the right price.

Our coverage packages for home insurance can include protection for the physical structure of your home, replacement cost for personal possessions, additional living expenses in the event of a covered loss, and liability.

In addition to these basic coverages, many homeowners need supplemental policies that add more security, such as:

Seasonal and Secondary Home Insurance
Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for the unique exposures involved.

Flood Insurance
Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.

Umbrella Insurance
Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

Animal Insurance
Your pet is a big part of the family, and there are unique challenges you may want to consider. We can help with coverage for pet-related liability issues.

Earthquake Insurance
Natural disasters can wreak havoc on your property. We’ll provide the specialized coverage you need to help protect your home from earthquake damage.

Valuable Possessions Insurance
Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.